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Planning your retirement

It’s more important than ever to start your retirement planning from an early age, however dull a prospect that may sound to younger generations.
Putting money into a pension each month will provide you with a regular income once
you retire.
There are three types of pension:
• state pension – you receive income from the state once you reach a certain age
• workplace pension – contributions from your salary, your employer and government
• personal pension – aimed to supplement other pensions or for the self-employed.

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